Use this checklist to make sure you have everything you need before you begin your loan application. Having all necessary documentation up front saves time so your loan can close smoothly and quickly.
2 years of tax returns
2 years of W-2s
If self employed, 1099s and copy of business license.
Most recent bank statements (all accounts and all pages).
Explanation (signed and dated) of any deposits over $1,000 other than normal pay into accounts.
Most recent pay stubs (minimum of 30 days).
Copy of driver's license.
Explanation (signed and dated) of any inquiries on credit report.
Mortgage Statement, Insurance Declaration Page, and most recent tax statement for all other properties owned.
Divorce Decree and Separation Agreement (if applicable).
Copy of Earnest Money Check & Purchase Contract.